Van insurance is primary in protecting a van and those who impel in the vehivle in instance of an accident. An insurance card must be kept in the vehicle at all times.Types
Liability insurance covers the damage caused by an accident that is your fault, and personal injury insurance covers medical expenses regardless of who is at fault.
Advanced Sweater charter requires the control's drivers To possess particular types and amounts of auto insurance.
State Regulation
State law requires a car owner to have liability, personal injury and uninsured motorist coverage.Uninsured motorist insurance provides coverage if the other driver has inadequate insurance or no insurance at all.
Minimum
New Jersey law requires a driver to have a minimum of $15,000 in coverage for injury or death, $30,000 in coverage for the injury of more than one person, and $5,000 in coverage for property damage.
Not Required
You are not required to have auto insurance on vehicles that are non-operational or for off-road vehicles.
Penalties
Driving without car insurance can result in penalties and fines such as the suspension of a driver's license for up to one year and/or fines up to $1,000. In addition, you might be required to perform community service.
